Facebook Says Your Credit is Bad, No Car Loan for You
It’s been a tough go for people with bad or no credit. For years, getting a loan for a car, approval for a credit card, or other types of credit have been subject to a credit score based on your...
View ArticleDoes Your Lender Owe You $11,000?
It’s true, your car loan lender could owe you up to $11,000 or more. But first, a quick bit of good news: the Wall Street Journal reports that more than $110 billion of bad credit car loans (for people...
View ArticleHoliday Cash? Not So Fast…
We’re right in the thick of the holiday shopping season, and a few extra bucks sure would be welcome right now. Hey, here’s something from my car loan lender, offering me the opportunity to skip my car...
View ArticleLease or Buy?
You’re ready for a new car. The big question: Should you lease or buy? Leasing is not a new option, and the question of whether it is the best option has been asked since leases were first introduced....
View ArticleDrop Everything and Buy a Car TODAY
If you’ve been thinking about buying a car, you might not see a better time than right now for a while to come. There are a couple of factors that have come together to make today the best time to buy,...
View ArticleCalculating the Cost of Credit
If you find yourself with bad credit, car loans can be hard to come by. Your credit score affects not just your ability to get a car loan but also how much it will cost you. This is pretty common...
View ArticleTop 2016 Resolutions for Improving Credit
Maybe you’re thinking about getting a new ride in the new year and you’re worried that your credit won’t allow you to get a car loan, or even a rate that you can afford. Not to worry! Here are the top...
View ArticleSave $1,750 on Your Car Loan
Here is a great question that probably doesn’t come up as often as it should: How much money should you put down when you buy a car? As with most things in the car buying process, the answer is: it...
View ArticleHow Long Should Your Car Loan Be?
Last year, Experian Automotive released their data on the lengths of automobile loans. Both new car loans and used car loans reached record highs, with new cars averaging 67 months and used cars...
View Article0% Financing – What’s the Catch?
You probably see it in car commercials all the time: Take Advantage NOW of 0% Financing! And you’ve always wondered how they can do that, or if it’s a good deal for you. Well today’s your lucky...
View ArticleTop 5 Reasons Not to Pay Cash for Your Next Car
Get a car loan or pay cash? That’s a question that many people ask themselves when they’re looking to buy a car. There are many financial experts out there who advocate paying cash for everything and...
View ArticleHow to Never Miss a Car Payment
So you did all your homework – researched cars, fixed your credit as much as possible, and got a car loan for the one you wanted. Congratulations! If you had bad credit or no credit and struggled to...
View ArticleUh-Oh… You Missed a Car Payment…
If you missed our recent post, “How to Never Miss a Car Payment,” you should go back and check it out. We have some good advice and tools on how to ensure that your car loan is always current and paid...
View ArticleBuild Credit for a Car Loan
We write a lot about credit here on the Carloan.com blog, and for good reason. A good credit score can not only help you get a car loan but it can get you a better rate and save you money. We like...
View ArticleWant to Buy a Used Car? You’re in Good Shape
The new car market is booming. Last year, car manufacturers sold nearly 17.5 million new cars in the U.S., breaking a record that stood for 15 years. If you were a manufacturer or dealer, 2015 was a...
View ArticleHow to Buy a Car: The Ultimate Car Buying Guide
Do you know how to buy a car? Do you know the best way to get a car loan, even with bad credit or no credit? Are you comfortable negotiating a good price, and knowing how much to spend? This is...
View ArticleHow to Buy a Car: How Much Should I Spend on a Car? Part I
So you’re thinking about buying a car. Maybe your current one has seen better days. Maybe you’re just ready for a change. Or maybe you don’t have one at all and are just plain tired of not being able...
View ArticleHow to Buy a Car: How Much Should I Spend on a Car? Part II
In last week’s blog, How to Buy a Car: How Much Should I Spend on a Car? Part I, we discussed a couple of methods for determining how much you can afford to spend each month. But that wasn’t the...
View ArticleHow to Buy a Car: Your Credit, Part I
Let’s talk about credit. It’s a word that gets thrown around a lot but most people don’t have a good understanding of what it means. And if you want to get a car loan, you’ll do better if you know...
View ArticleHow to Buy a Car: Your Credit Score
This week we’re continuing to learn about credit histories, credit scores, and how all this fits into learning how to buy a car and getting a car loan. Your Credit Score Many years...
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